Our Loan Process

You will need to submit:

1. A completed construction loan application.
2. Plans and specifications for your new home along with a sworn construction statement itemizing all costs associated with the buildout of the new home.

Once FCCA receives your underwritten application, we will:

1. Underwrite your constuction loan application
2. Communicate within 24 hours, loan approval and the terms and conditions of your closing.

When your loan is approved, we will:

1. Provide you with a commitment letter outlining the costs associated with your loan and listing the steps to ensure a smooth closing.
2. Order your appraisal.
3. Order required title work for you.
4. Schedule the closing on your behalf.